Category: Budgeting & Cash Flow

What Makes for a Successful Budget?

Here are the 9 Things Your Budget Should Have A budget is one of the most important tools to have in your financial planning arsenal. Without a budget, you may run the risk of overspending. And, it can be more difficult to reach important financial goals, such as saving an emergency fund or buying home,

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Budgeting Basics to Help You Manage Your Money

For most people, the word “budget” conjures up thoughts of penny-pinching and the unpleasant task of crunching numbers. This couldn’t be further from the truth. A budget is the cornerstone of a solid financial foundation and it can help you create a brighter money outlook. Making a budget isn’t difficult either, if you know how

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The First Step to Wealth and Financial Success

Personal financial planning is an ongoing process, one that consists of three general activities: Controlling your day-to-day finances to enable you to do the things that bring you satisfaction and enjoyment. Choosing and following a course toward long-term financial goals such as buying a house, sending your kids to college, or retiring comfortably. Building a financial safety net to prevent financial disasters caused

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Distinguishing Between Wants and Needs

Learn the difference to live a happy, fulfilled, and frugal life The trick to investing, saving money, and reaching your financial goals is to make sure you’re wisely balancing your long-term needs and your short-term wants to allow you live well, but frugally, and find joy and contentment in life. There is no formula for that as only

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Saving $10 A Day Has Never Been Easier!

01  Delay Impulse Shopping   Itching to make the purchase now? Go home and think about it. Give yourself 24 hours to decide if you really need the item. 72 hours is even better. You’ll save yourself hundreds of dollars this way. The impulse to buy is just that–an impulse in most cases. 02.  Look

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